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Data & AI Executive

Kai Yang

25 years across global banking — building the data and AI foundations that large institutions run on.

Group Chief Data & AI Officer, ANZ  ·  Since July 2027
Kai Yang
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Years in banking
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Years of experience
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Engineers led globally
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Annual portfolio managed
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Asian markets covered
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Strategy

Enterprise data and AI strategy at scale, with run-and-change portfolios in the hundreds of millions.

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Platforms

Modern data platforms — sourcing, governance, AI/ML, marketplace — built and run by teams of thousands.

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Trust

Deep regulatory engagement across APRA, HKMA and global supervisors. Governance that enables, rather than blocks.

What I work on

Turning data into an institutional asset

I help banks move from siloed data production to a centralised producer–consumer model, where data is discoverable, trusted, and reused across the business.

Scaling AI responsibly

Building the platforms, controls and culture that let large, regulated organisations adopt AI/ML without trading away safety, fairness or resilience.

Building the people side

The hardest part of any data transformation is talent and culture. I've led teams from 500 analysts to 3,800+ engineers, and the work I'm proudest of is the leaders those teams went on to become.

I'm a data and AI executive who has spent 25 years in global banking — most of it on the unglamorous, important work of turning data into something an institution can actually trust and use.

The arc

I grew up between Taiwan and Australia. School at Sydney Grammar, then the University of Sydney on a Chancellor's scholarship — a double degree in Chemical Engineering and Commerce, Honours Class 1. I qualified as an actuary at Trowbridge / Deloitte and spent the next sixteen years at Commonwealth Bank of Australia, moving through Group Market Risk, Group Treasury, Wealth Management (where I served as Chief Risk Officer of CommInsure), Group Analytics, and finally as Group Chief Data Officer.

In 2020 I moved to Hong Kong to take on HSBC Asia Pacific as Chief Data Officer. From there I led HSBC's Group Data Technology globally as CIO — 3,800+ engineers, a half-billion-dollar portfolio, and the enterprise data architecture underneath it — before stepping into Chief Data Analytics Officer for Asia & Middle East in 2025.

Since July 2027 I have been ANZ's first Group Chief Data & AI Officer, based in Sydney.

The work

The work is always the same shape: take a large, regulated organisation that has accumulated data in silos for decades, and turn that data into a usable asset — discoverable, trusted, modelled consistently, governed without friction. Then build the AI and ML capability on top of it, responsibly. Then build the leaders who can keep it going after I've left.

I've been lucky to do this with extraordinary teams across Sydney, Hong Kong, and twenty Asian markets, alongside regulators who have pushed the standard higher every year.

The person

Australian. Husband. Father to a daughter. Born in Taiwan, schooled in Sydney, shaped by Hong Kong. I travel for work and for the pleasure of it, and I think more clearly with a long walk and a strong coffee than I do in most meeting rooms.

"What you think, you become."

— Buddha

Credentials

University of SydneyBachelor of Chemical Engineering / Bachelor of Commerce
Chancellor's scholarship · Honours Class 1
Institute of Actuaries of AustraliaAssociate Actuary
Australian Institute of Company DirectorsGraduate (GAICD)
Cardiff UniversityLean Six Sigma Green Belt (LCS 1b)
BoardObserver, Prophecy
Sydney Grammar SchoolTop 1%

Experience

Twenty-five years across two of the largest banks in the Asia-Pacific region, plus the actuarial and entrepreneurial roots that came before.

Jul 2027 – Present
ANZ · Sydney
Group Chief Data & AI Officer
Accountable for ANZ's enterprise-wide Data & AI strategy, framework, policy and delivery roadmap. On data: uplifting data management through a hub-spoke operating model, modernising the data platform to a lakehouse, and strengthening operational resilience. On AI: a disciplined approach that makes AI a critical enabler of the ANZ 2030 strategy, including the AI Platform, AI Control Plane and AI Academy.
Jan 2020 – Jun 2027
HSBC · Hong Kong
Chief Data Analytics Officer & CIO Group Data Technology
6 years across Asia Pacific, Middle East and Global roles
Aug 2025 – Jun 2027
Chief Data Analytics Officer, Asia & Middle East
  • Led enterprise data strategy; USD $75m+ portfolio.
  • Primary regulatory contact with HKMA, APRA and other supervisors.
  • Led 500+ professionals; ran the global Data Literacy & Culture programme.
Feb 2022 – Jul 2025
CIO, Group Data Technology
  • USD $500m+ annual portfolio; owned the Group Data and AI/ML technology roadmap.
  • Transformed the Enterprise Data Architecture end-to-end.
  • Built and led 3,800+ data engineering professionals globally.
Sep 2022 – Apr 2023
Asia Pacific CIO (concurrent)
  • Enhanced platform resilience across 20 Asian markets.
Jan 2020 – Feb 2022
MD, Chief Data Officer — Asia Pacific
  • Data strategy, architecture and governance for 20 Asian markets.
2003 – 2019
Commonwealth Bank of Australia · Sydney
Group Chief Data Officer & Senior Executive Roles
16 years across data, risk, treasury and analytics leadership
2018 – 2019
Group Chief Data Officer
  • Built and scaled enterprise data platforms; delivered Customer 360, regulatory reporting and privacy controls.
2017 – 2018
General Manager, Analytics Strategy & Advisory
  • Designed the unified analytics roadmap behind CBA's data-driven customer strategy.
2016 – 2017
Chief Risk Officer, CommInsure
  • Led the independent review of the Life Insurance business at Board request.
2010 – 2016
General Manager, Balance Sheet & Specialist Advisory — Wealth Management
  • Balance sheet and analytics across general insurance, life insurance, funds management and financial advice.
2007 – 2010
Executive Manager, Economic Capital — Group Treasury
2004 – 2007
Head of Medium Term Note Pricing — Global Markets & Group Treasury
2003 – 2004
Manager, Group Market Risk
2001 – 2003
Early Career
Actuarial & Entrepreneurial Roots
Actuarial consulting and first entrepreneurial venture
2001 – 2003
Actuarial Analyst — Trowbridge Consulting / Deloitte
Early career
Retail Sales Owner — Unity International (Kaieva)
  • Where this site's name comes from. An early lesson in running a business end-to-end.

Speaking & Board

I speak and write about the things I've spent a career doing — turning data into an institutional asset, building AI capability responsibly, and leading large technical teams across cultures.

Topics I speak on

  • Enterprise data and AI strategy in regulated industries
  • AI governance — moving from capability to institutional responsibility
  • Building and leading data organisations at scale
  • Cross-border leadership across Asia, Australia and the Middle East
  • Talent and culture in deeply technical functions

Board

Prophecy

Board observer

In the news

Capital Brief
ANZ hires its first ever Chief Data and AI Officer

Writing

Periodic notes on data, AI, governance, and the leadership work in between.

Why ANZ, why now
I joined ANZ in July 2027 for two reasons that turned out to be one. Coming home to Australia for family, and the chance to lead data and AI together as the foundation for delivering on the bank's 2030 commitments with confidence.

The first reason is personal. After many years working across Asia, my family and I wanted to come home to Australia. That mattered more than any job title, and I'm grateful that the right opportunity arrived at the right moment in our lives.

The second reason is why I chose ANZ over every other way of coming home. The ANZ 2030 strategy is a set of commitments to customers, to the communities the bank serves, and to the people who work here. Delivering on commitments of that scale, with confidence, depends on getting data and AI right, and getting them right together.

Data and AI are one agenda. AI is only as trustworthy as the data beneath it, and data investment only pays back when it powers something customers and colleagues can feel. Having both under one accountability lets us build the foundations once: data management that is consistent across the bank, a modern platform, strong operational resilience, and an AI platform and control plane that make responsible AI the easy path.

It also means being disciplined. AI is not a goal in itself. It earns its place by enabling the strategy, with clear guardrails, clear ownership and a workforce that is confident using it. That is why building capability, through the AI Academy, matters as much as building technology.

These are early reflections, and I expect to learn a great deal from my colleagues. But I am clear on the reason I am here: to help ANZ deliver on its commitments with confidence, with data and AI as a critical enabler.

From siloed data to a marketplace
Most large banks don't have a data problem in the technical sense. They have hundreds of data problems, each owned by a different team, each solved locally, each invisible to everyone else.

The single most valuable shift I've seen in the last decade is the move from siloed data production to a producer–consumer marketplace.

  1. Producers are accountable for quality, not just delivery.
  2. Consumers can find what they need without asking.
  3. Governance is built in, not bolted on.

The bank that gets this right unlocks the AI ambitions that everyone else is still drafting slides about.

AI: amplifying both the opportunity and the risk
AI can lift productivity and competitiveness for a bank, and for a country. It also amplifies the risks we already manage. The answer is neither hype nor fear. It is discipline, balance and investment in people.

The opportunity is large. For a bank, AI can improve competitiveness and productivity: more output for every unit of people, capital and effort invested. The same logic extends to a country. Economies that raise economic output per unit of input, whether people or investment, lift living standards for everyone. AI is one of the few levers with the potential to do that at scale.

So is the downside. Every new capability brings new risk, and AI acts as an amplifier. Model risk, privacy risk, data risk, third-party risk and cyber risk all become sharper when AI is involved. None of these is new to a bank, but the speed and scale at which they can now materialise are.

Discipline is what makes trust possible. The goal is not to choose between innovation and safety. It is to take a disciplined, balanced approach: clear guardrails, strong data foundations and sound governance, so that we can use AI to innovate while keeping the trust of customers, regulators and the community. Trust is what allows a bank to move faster, not slower.

On jobs, let's be precise. AI is not currently the key driver of job loss. The main drivers remain peer competitiveness, profit margins and exogenous factors such as the macroeconomic and geopolitical environment. What AI will do is change the tasks, and therefore the nature of the work, that roles in a bank are asked to perform.

That is why we invest in our people. If the work is changing, our responsibility is to help people change with it. At ANZ, that is the purpose of the AI Academy: building the skills and confidence of our people so that they can work with AI, not be left behind by it.

Uncertainty is real. But handled with discipline, it is also where much of the opportunity lies.

"What you think, you become."

— Buddha

Contact

The best way to reach me is through the form. For speaking, board, or media enquiries, please pick the matching purpose so it gets to the right place quickly.

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